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Trusted by 500+ Real Estate Investors

Strategic Financing for Real Estate Investors

From fix & flip to commercial DSCR, we provide the capital you need to shape your success.

$500M+
Funded
24hr
Approval
21+
Loan Products

Comprehensive Financing Solutions

Whether you're scaling your residential portfolio or expanding into commercial properties, we have the right financing product for your needs.

Residential Investment Properties

Residential

Financing for 1-4 unit residential investment properties, from fix & flip to long-term rentals.

  • Fix & Flip Loans
  • DSCR Rental Loans
  • Short Term Vacation Rental
  • Land Purchase Financing
8
Products
$10M
Max Loan
7 Days
Closing
View All Residential Products
Commercial Real Estate

Commercial

Financing for 5+ unit multifamily, office, retail, industrial, and mixed-use properties.

  • Multifamily Bridge & Term
  • Commercial DSCR Loans
  • Pure Commercial Bridge
  • Mixed-Use Properties
6
Products
$100M
Max Loan
16 Days
Closing
View All Commercial Products

Why Choose Joseph Capital?

We've built our reputation on speed, transparency, and a genuine commitment to helping investors succeed.

Lightning-Fast Closings

Close in as little as 7-10 days. We understand that in real estate, timing is everything. Our streamlined process gets you funded fast.

Competitive Rates

Access institutional-quality financing with rates that make sense. Our 20+ years of experience means we know how to structure the best terms.

Flexible Structures

No cookie-cutter solutions here. We tailor loan structures to fit your specific deal, whether it's a $100K flip or a $50M development.

Expert Team

Work with seasoned financing professionals who understand real estate investing. We speak your language and know your challenges.

Nationwide Lending

Finance deals in all 50 states. Whether you're investing locally or building a national portfolio, we've got you covered.

All Experience Levels

From first-time flippers to seasoned developers, we have programs for every experience level. New to investing? We'll guide you through.

Simple 4-Step Process

From application to funding in as little as 7 days. We've streamlined the process so you can focus on your deals.

1

Apply Online

Complete our simple online application in just 5 minutes. Tell us about your deal and financing needs.

2

Quick Consultation

A loan specialist will call you within 24 hours to discuss your deal and match you with the best program.

3

Get Approved

Receive your term sheet and approval within 24-48 hours. We'll handle the underwriting efficiently.

4

Get Funded

Close your deal and receive your funds. We coordinate with title and ensure a smooth closing.

5 min
Application
24 hr
Response Time
48 hr
Approval
7-10 days
Closing

Trusted by Investors Nationwide

Don't just take our word for it. See what our clients have to say about working with Joseph Capital Network.

Why Investors Trust Us

20+ Years Experience
Nationwide Coverage
BBB Accredited

Frequently Asked Questions

Get answers to common questions about our financing solutions.

Our typical closing time is 7-10 business days from complete application. For straightforward deals with clean documentation, we've closed in as few as 5 days. Rush closing options are available for time-sensitive deals.
Credit requirements vary by program. For most fix & flip and bridge loans, we work with scores as low as 600. DSCR loans typically require 640+. We focus heavily on the deal itself, not just credit scores. If your deal makes sense, we'll find a way to make it work.
No! We have specific programs designed for first-time investors, including our Inexperienced Builders/Flippers Program. We'll guide you through the process and can connect you with resources to help ensure your project succeeds.
We finance a wide range of investment properties: single-family residences, 2-4 unit properties, multifamily (5+ units), mixed-use, retail, office, industrial, land, and vacation rentals. If it's an investment property, we likely have a program for it.
Rates vary based on the loan program, LTV, credit, and experience level. Fix & flip rates start at 9.99%, DSCR loans from 7.5%, and bridge loans from 10.5%. Our 20+ years of experience helps us structure the most competitive terms for your specific situation.
Yes! We provide financing for investment properties in all 50 states. Some programs may have state-specific requirements, but our loan specialists will help you navigate any regional considerations.
Business handshake symbolizing successful financing partnership
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Shape Your Success With Strategic Financing

Whether you're a seasoned investor or just getting started, we have the right financing solution for your next project. Get pre-approved in minutes.

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