Multi-Family Bridge Loan Program

Fast, Flexible Financing for Multi-Family Property Opportunities Get Funded in as Little as 7 Days

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What to Expect

Multi-Family Bridge Financing at a Glance

Loan Amounts

$500,000 - $5,000,000

Competitive Rates

Starting at 6.99%

Maximum LTV

Up to 70% LTV

Flexible Terms

12-24 months with extension options

Multi-Family Bridge Loans 101

What are Multi-Family Bridge Loans?

Multi-family bridge loans are short-term financing solutions designed specifically for apartment buildings and other multi-unit residential properties. These loans provide quick capital for acquisitions, renovations, or refinancing of multi-family properties, bridging the gap until longer-term financing can be secured or your investment strategy is realized.

How do Multi-Family Bridge Loans Work?

These loans provide immediate financing for time-sensitive multi-family property opportunities. With loan terms ranging from 12 to 24 months and extension options available, they offer the flexibility needed for property stabilization or renovation. The loans feature interest-only payments and can fund up to 70% of the purchase price, with additional funds available for renovation costs. The focus is on the property's potential and your exit strategy rather than traditional lending criteria.

Benefits of Getting a Multi-Family Bridge Loan Through Joseph Capital Network

Speed and Efficiency

Our streamlined process can close loans in as little as 7 days with complete documentation. We understand time-sensitive opportunities and provide quick underwriting decisions with minimal bureaucracy.

Flexible Structure and Terms

We offer customizable terms up to 24 months with 3-6 month extension options. Interest-only payments help maximize cash flow, and we provide renovation funding alongside acquisition financing when needed.

Expert Multi-Family Focus

Our team specializes in multi-family properties and understands the unique challenges and opportunities in this sector. We provide valuable insights on property valuation, market conditions, and exit strategies.

Comprehensive Support Package

From initial consultation through closing, you'll work with dedicated specialists who understand both lending and multi-family operations. We offer expertise in underwriting, renovation budgeting, and project management.

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Minimum Requirements to Qualify

Our multi-family bridge loan program is designed for experienced property investors and developers. While we evaluate each project holistically, here are our basic requirements:

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- Minimum FICO score requirements based on loan size

- Previous multi-family property ownership experience required

- Minimum 15% cash or liquid assets of loan amount

- Property must be non-owner occupied

- Clear exit strategy through refinance or sale

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Understanding Multi-Family Bridge Loan Requirements

Success in multi-family bridge financing requires meeting specific criteria

Project Viability

The property's potential for value appreciation after improvements

Market Analysis

Local real estate trends and comparable sales

Experience Level

While we welcome first-time flippers with solid plans, experience can qualify you for better terms

If you meet these minimum requirements, you will then need to meet a plethora of additional financing and industry-based requirements that will be based on the size of the loan along with the intended use of the loan.