Single Family Home Financing
Whether you're flipping houses, building a rental portfolio, or purchasing your dream home, we provide fast, flexible financing for single family residences.
Industry Challenges
Tight closing timelines on competitive deals
Traditional lenders require extensive documentation
Renovation costs need to be financed separately
Income verification challenges for self-employed borrowers
Seasoning requirements on recent purchases
Our Solutions
Close in as few as 7 days on bridge loans
DSCR loans qualify based on rental income, not personal income
Finance purchase and renovation in one loan
Bank statement programs for self-employed borrowers
No seasoning requirements on many programs
Single Family Home Financing Solutions
Single family homes remain the cornerstone of real estate investing. Whether you're an experienced flipper or building your first rental portfolio, we have financing programs designed for your strategy.
Fix & Flip Financing
Turn distressed properties into profits:
- Purchase + Renovation - Finance up to 90% of purchase and 100% of rehab
- Fast Closings - Close in as few as 7 days
- Flexible Terms - 12-18 month terms with extension options
- Draw Process - Quick disbursements for renovation costs
DSCR Rental Loans
Build long-term wealth with rental properties:
- No Income Verification - Qualify based on property cash flow
- 30-Year Fixed Options - Lock in low rates for the long term
- Cash-Out Available - Access equity for your next investment
- Portfolio Loans - Finance multiple properties under one loan
Who We Serve
- First-time and experienced house flippers
- Buy-and-hold rental investors
- Real estate agents investing in their market
- Self-employed professionals seeking income flexibility
Property Requirements
We finance single family homes including:
- Detached single family residences
- Townhomes (fee simple ownership)
- PUDs (Planned Unit Developments)
- Properties in most U.S. markets
Fix & Flip Success in Phoenix
An experienced flipper found an off-market 3-bedroom home needing $45K in renovations. We provided an 85% LTV fix & flip loan, closing in 9 days. After a $50K renovation, the property sold for $85K profit in just 4 months.
Available Programs
Fix & Flip Loans
Short-term financing for purchase and renovation of investment properties
DSCR Rental Loans
Long-term financing based on property cash flow, not personal income
Bridge Loans
Quick financing for acquisitions with flexible exit strategies
Ground-Up Construction
Finance new home construction from land to completion
Other Industries
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Our team specializes in single family homes financing. Let us help you find the right solution for your business.