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Apply for Financing

Complete the form below to get started. A financing specialist will contact you within 24 hours.

Borrower Info

Property

Details

Please fill in all required fields:

Borrower Information

Program *

Note: Owner Occupied is not available for Multi-Family properties.

Full Name *

Phone Number *

Email Address *

FICO Score *

Your credit score (300-850). Check your score free at annualcreditreport.com or through your bank's app.

300 850

FICO scores range from 300 to 850

Property Information

Property Address *

Property Type *

Select the type that best describes the property. Mixed-Use Tier 1 means primarily residential with some commercial space.

# of Units *

Total number of rentable units in the property. For single-family homes, enter 1.

Transaction Type *

Purchase: Buying a new property.
Rate/Term: New loan on property you own.
Cash Out: Refinancing to access equity.

Financial Details

Requested Loan Amount *

Purchase Date *

Purchase Price *

Rehab Budget *

As-Is Value *

The current market value of the property in its present condition, before any repairs or renovations.

Cost Basis (If Owned) *

Your total investment in the property: down payment + renovation costs already spent + soft costs (permits, architect fees, etc.)

ARV (After Repair Value) *

The estimated market value of the property after all planned renovations are completed.

Existing Liens *

Total amount of current mortgages or loans secured against this property. Enter 0 if there are no existing loans.

Experience & Documentation

Are you a General Contractor? *

Is there a recent appraisal? *

Appraisal Date *

Is there a PSA? *

PSA = Purchase and Sale Agreement. This is the contract between buyer and seller for the property.

PSA Closing Date *

Experience - 36 Months on Title *

Number of real estate deals you've completed in the last 3 years where your name was on the title.

Experience - Lifetime on Title *

Total number of real estate deals you've ever completed where your name was on the title.

Exit Strategy *

Your plan for the loan: Sale means you'll sell the property; Refinance means you'll get a long-term loan.

Deal Preferences

Rate, Term & Leverage Expectations *

What's needed to win the deal?

Fast close Low closing fee Lower interest

Financial Details

Loan Amount Request *

Purchase Date *

Purchase Price *

Estimated As-Is Value *

$ Renovation Budget Spent *

Existing Liens *

Income & Expenses

Monthly Rent (per unit) *

Expected monthly rental income for the property. Enter the monthly rent for each unit. Different units can have different rents.

Showing first 20 units. For properties with more units, our team will follow up for details.

Total Monthly Rent

Annualized Rent

Annual Taxes *

Yearly property tax amount. Check your county assessor's website or recent tax bill.

Annual Insurance *

Yearly property insurance premium. Get a quote from your insurance agent if unsure.

Annual HOA (if applicable)

Yearly Homeowners Association fees, if applicable. Enter 0 if there's no HOA.

Other Annual Expenses

Preferences & Experience

Pricing Guidance *

Your preferences for loan terms: interest rate expectations, prepayment options, interest-only vs fully amortizing, etc.

Investment Experience *

Commercial Loan Details

Requested Loan Amount *

Purchase Price / Value *

Existing Liens

Loan Parameters

Loan Purpose *

Purchase: Buying a new property.
Refinance: New loan on property you own.
Cash Out: Refinancing to access equity.

Loan Program *

5 Yr Hybrid: Fixed rate for 5 years, then adjustable.
Fixed options: Lock in your rate for the entire loan term.

Amortization (Years)

The period over which your loan payments are calculated. Longer amortization = lower monthly payments.

Prepayment Penalty *

Fee charged if you pay off the loan early. Extended options have longer penalty periods but often come with better rates.

Occupancy *

Investor: Property rented to others.
Owner Occupied: You or your business will use the property.

Doc Type *

Complete: Full documentation.
Lite Doc: Reduced paperwork.
Bank Statement: Income verified via bank statements.
Streamline: Minimal documentation.

Additional Information

Pricing Guidance / Notes

Terms & Consent

I agree to the Terms of Service and Privacy Policy. * By checking this box, I consent to receive calls and texts from Joseph Capital Network and its partners regarding financing options. I understand that consent is not a condition of purchase. Message and data rates may apply. *

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Questions? Call us at (855) 777-1069

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Apply for Financing

Borrower Information

Property Information

Financial Details

Experience & Documentation

Deal Preferences

Financial Details

Income & Expenses

Preferences & Experience

Commercial Loan Details

Loan Parameters

Additional Information

Terms & Consent

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