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Fix & Flip Financing That Moves as Fast as You Do

Our Fix & Flip program provides short-term financing for investors looking to purchase, renovate, and sell residential properties. With fast closings and competitive rates, you can move quickly on opportunities.

Key Benefits

Close in as little as 7-10 business days
Up to 90% of purchase price financing
100% of renovation costs available
No income verification required
Interest-only payments during renovation
Flexible exit strategies accepted

What is a Fix & Flip Loan?

A fix and flip loan is a short-term financing solution designed specifically for real estate investors who purchase properties, renovate them, and sell for a profit. Unlike traditional mortgages, these loans are based primarily on the property's potential after-repair value (ARV) rather than your personal income.

How Our Fix & Flip Program Works

  1. Submit Your Deal - Send us your purchase contract and renovation budget
  2. Get Pre-Approved - We'll provide a preliminary approval within 24 hours
  3. Appraisal & Underwriting - Our team evaluates the property and your plan
  4. Close & Fund - Receive your purchase funds at closing
  5. Draw Requests - Access renovation funds as work progresses
  6. Exit - Sell the property or refinance into a long-term loan

Why Investors Choose Our Fix & Flip Loans

Our program is designed by investors, for investors. We understand that in real estate, timing is everything. That's why we've streamlined our process to get you funded fast without unnecessary red tape.

Speed to Close

Traditional lenders can take 30-45 days to close. We close in 7-10 business days, helping you beat the competition on deals.

Flexible Underwriting

We focus on the deal, not just your personal financials. Strong deals with solid exit strategies get funded.

Dedicated Support

Every borrower gets a dedicated loan officer who understands fix and flip investing and can guide you through the process.

Ideal Use Cases

Purchasing distressed properties at auction
Quick close situations in competitive markets
Properties needing substantial renovation
First-time investors with solid exit strategy

Frequently Asked Questions

Most fix and flip loans close in 7-10 business days once we have all documentation.

No! We have special programs for first-time flippers with proper guidance and exit strategy.

Renovation funds are held in escrow and released as work is completed, typically in 2-4 draws.

Success Story

Atlanta Fix & Flip Success Story

First-time flipper secured $425K loan, closed in 7 days, completed renovation in 4 months, and sold for $180K profit.

Program Details

Loan Amount $75K - $3M
LTV Up to 90%
ARV Up to 75%
Term 12-24 months
Interest Rate Starting at 10.5%
Closing Time 7-10 days
Credit Score 620+ minimum
Property Types SFR, 2-4 units, condos

What You'll Need

  • Completed loan application
  • Property purchase contract
  • Detailed renovation budget
  • Proof of funds for down payment
  • Exit strategy (sale or refinance)
  • Credit report authorization

Ready to Get Started?

Our team specializes in Fix & Flip Loan Program. Let us help you find the right solution for your needs.

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