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Bridge Financing for Land Acquisitions

Need to close quickly on a land opportunity? Our land bridge program provides short-term financing while you complete due diligence, entitlements, or construction planning.

Key Benefits

Fast closing for time-sensitive deals
Bridge to construction or permanent financing
Minimal documentation required
Flexible terms based on exit strategy
Interest-only payments
No prepayment penalties

When You Need to Move Fast

In competitive markets, land opportunities don't wait. Our land bridge program lets you secure property quickly while you finalize your development plans or arrange longer-term financing.

Bridge Loan vs. Standard Land Loan

Feature Land Bridge Standard Land Loan
Closing Time 5-10 days 2-4 weeks
Term 6-18 months 12-24 months
Documentation Minimal Full underwriting
Exit Must be defined Flexible
Rate Higher Lower

Ideal Scenarios for Land Bridge

Construction Pipeline

You've identified a great lot, but your construction financing isn't finalized. Bridge the gap and don't lose the deal.

Competitive Bidding

Seller needs to close quickly. Beat other buyers with a fast, certain close.

Due Diligence Period

Need more time to evaluate the opportunity? Secure it with bridge financing while you complete your analysis.

Entitlement in Progress

Lock up the land while working through the entitlement process, then refinance when approvals are in hand.

Exit Strategy Required

Land bridge loans require a clear exit strategy:

  • Approved construction financing commitment
  • Letter of intent from buyer
  • Refinance commitment from permanent lender

We're not a land banking solution—bridge loans are for active projects with defined timelines.

Ideal Use Cases

Securing land while arranging construction financing
Time-sensitive acquisition opportunities
Completing entitlement process
Due diligence period before commitment

Frequently Asked Questions

Land bridge loans are shorter-term (6-18 months) and designed for rapid closing when you have a clear exit strategy.

Absolutely—that's a common use case. Secure the land quickly, then roll into our construction program.

Success Story

Quick Land Acquisition

Developer closed on prime infill lot in 7 days using bridge financing while construction loan was being finalized.

Program Details

Loan Amount $100K - $3M
LTV Up to 60%
Term 6-18 months
Interest Rate Starting at 12%
Closing 5-10 days
Exit Construction loan or sale

What You'll Need

  • Clear exit strategy
  • Proof of funds for payments
  • Basic property due diligence
  • Title commitment
  • Borrower financial summary

Ready to Get Started?

Our team specializes in Land Bridge Loans. Let us help you find the right solution for your needs.

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