Bridge Financing for Multifamily Acquisitions

Multifamily Bridge Financing

The multifamily market moves fast, and opportunities don't wait. Our bridge program provides the speed and flexibility you need to acquire and reposition apartment properties.

Value-Add Strategy Support

Most multifamily bridge loans fund value-add projects—acquisitions where you plan to improve the property and increase rents. Our program supports this strategy with:

Renovation Funding

Finance your renovation budget along with the acquisition. Funds are held in escrow and released as work is completed.

Interest Reserves

Build interest reserves into the loan so you're not making payments while the property is in transition.

Flexible Underwriting

We underwrite to stabilized value, not current income. If your business plan makes sense, we can fund it.

Bridge to Permanent Financing

The goal of most multifamily bridge loans is to stabilize the property and refinance into permanent financing:

1. Agency Loans: Fannie Mae, Freddie Mac for stabilized multifamily
2. CMBS: Commercial mortgage-backed securities for larger deals
3. Bank Loans: Local and regional banks for relationship borrowers
4. Life Companies: Insurance company loans for core assets

Sponsor Requirements

Multifamily bridge loans are sponsor-driven. We look for:

• Track record of similar projects
• Net worth and liquidity requirements
• Experienced property management
• Realistic business plan and timeline

Deal Structure

Typical multifamily bridge loans include:

• 12-36 month term with extensions
• Interest-only payments
• Renovation holdback structure
• Prepayment flexibility for refinance