Bridge Financing for Commercial Properties
For commercial property acquisitions and repositioning, our bridge program provides fast, flexible financing for office, retail, industrial, and special-use properties.
Key Benefits
Commercial Bridge Financing
Commercial properties in transition need financing solutions that traditional lenders can't provide. Our bridge program fills this gap with fast, flexible capital.
Transitional Property Types
Office Buildings
- Tenant rollover or lease-up
- Value-add renovations
- Repositioning for new use
Retail Centers
- Vacancy and re-tenanting
- Anchor tenant replacement
- Renovation and modernization
Industrial Properties
- Conversion to higher use
- Lease-up of speculative development
- Acquiring underperforming assets
The Bridge Strategy
Commercial bridge loans are interim financing with a specific purpose:
- Acquire a transitional asset below stabilized value
- Improve through renovation, lease-up, or repositioning
- Stabilize by achieving target occupancy and income
- Exit via sale or refinance to permanent financing
What We Underwrite
For commercial bridge loans, we evaluate:
- Sponsor Experience: Track record with similar assets
- Business Plan: Realistic improvement strategy
- Market Demand: Tenant demand for the property type
- Exit Options: Path to permanent financing or sale
- Downside Protection: Loan-to-value cushion
Value-Add Support
We structure loans to support your value-add strategy:
- Renovation holdbacks released as work completes
- Interest reserves during lease-up
- Flexible prepayment for early exit
- Extension options if you need more time
Ideal Use Cases
Frequently Asked Questions
Properties with vacancy, below-market rents, expiring leases, or need for repositioning are considered transitional.
Yes, we can finance vacant or partially vacant commercial buildings with a solid lease-up plan.
Retail Repositioning
Investor acquired 50,000 SF strip center at 60% occupancy, repositioned with new tenants, and refinanced at 95% occupancy.
Program Details
What You'll Need
- Commercial property with value-add potential
- Clear business plan and exit strategy
- Experienced commercial sponsor
- Market analysis supporting plan
- Tenant information (if applicable)
Related Programs
Ready to Get Started?
Our team specializes in Pure Commercial Bridge. Let us help you find the right solution for your needs.