Bridge Financing for Stabilized Properties

Bridge Financing for Performing Assets

Not all bridge loans are for distressed properties. Our stabilized bridge program provides short-term financing for income-producing properties that need fast funding or time to qualify for permanent financing.

When to Use Stabilized Bridge

Fast Acquisition

The seller needs to close quickly, or you're competing against other buyers. A stabilized bridge closes in 10-14 days.

Seasoning Requirements

Many permanent lenders require 6-12 months of ownership before refinancing. Bridge financing covers that period.

Credit or Documentation Issues

If you can't currently qualify for permanent financing but have a stabilized asset, bridge financing buys time to resolve the issue.

Portfolio Strategy

Access equity quickly for other investments while arranging optimal permanent financing.

How It Works

1. Apply: Submit your property details and exit strategy
2. Underwrite: We evaluate the property's income and condition
3. Close: Fund in 10-14 days
4. Operate: Make interest-only payments while executing your exit
5. Exit: Refinance into permanent financing or sell

Exit Strategy Options

• Permanent Financing: DSCR loan, bank loan, or agency financing
• Sale: List and sell the property
• Refinance: Access equity for other investments

What We Look For

• Property is 75%+ occupied with paying tenants
• Rent is at or near market rate
• No deferred maintenance issues
• Clear path to permanent financing or sale